According to the article “Covering the Bases: Possible Options If You Miss Open Enrollment” by Amy Rubino on hometownglenburnie.com, there is no annual open enrollment period for Medicare Supplement Insurance medigap plans, similar to purchasing individual health insurance.

Medicare Part D and Medicare Advantage Plans have certain times you can enroll but it’s a little different for Medigap plans, which are designed to fill in the missing pieces of Original Medicare.  The article points out that the best time to think about enrolling in a Medigap plan is within the first 6 months that you are both age 65 or older and enrolled in Medicare Part B.

The reason this is the best time is because during this 6 month period the health insurance company that sells you the Medigap policy cannot refuse to sell you a plan and cannot charge you more because of pre-existing conditions.  There are also some other specific situations that would grant you guaranteed right to purchase a Medicare Supplement Insurance plan regardless of your health conditions.

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